Teaching People to Think Differently About Money

We started colinthyra in 2018 because we kept meeting smart people who made terrible financial decisions. Not because they lacked information—they had plenty of that. They struggled with something deeper that no calculator or budget spreadsheet could fix.

Who Actually Teaches These Programs

Our instructors spent years working in finance before realizing the industry taught everything except what matters most. Now they focus on the psychological patterns that actually determine financial outcomes.

Roksana Fjellström

Financial Psychology Specialist

Roksana worked in wealth management for eleven years before questioning why clients with identical incomes ended up in completely different financial situations. She started studying the decision-making patterns behind the numbers and now teaches people to recognize their own financial blind spots.

Mindset Patterns Decision Psychology Behavioural Change

Declan Thornbury

Behavioural Economics Instructor

Declan spent years analyzing why financial education programs failed. People attended workshops, read books, understood the concepts—then went home and made the same mistakes. His programs focus on the gap between knowing what to do and actually doing it consistently.

Habit Formation Cognitive Biases Action Systems

How We Actually Structure Learning

Most financial education treats everyone the same. We don't. Because someone who avoids looking at bank statements needs different tools than someone who obsessively checks investment apps six times daily.

Our instructors spend the first three sessions just identifying patterns. Where does your financial stress actually come from? What stories are you telling yourself about money that might not be true?

Small group sessions where people recognize their own patterns through discussing real situations
Individual check-ins focused on obstacles you're actually facing, not theoretical scenarios
Practice exercises designed to rewire automatic responses to financial decisions
Ongoing support that acknowledges setbacks as part of genuine behaviour change

Small group financial mindset workshop session in progress

What Happens After People Leave Our Programs

We stay in touch with participants long after they complete their sessions. Not to collect testimonials, but because real change takes time and we want to understand what actually sticks.

Three Months After

Initial Pattern Shifts

Participants start noticing their automatic responses. Someone who always said yes to lending money pauses and considers their own needs first. Small changes, but they represent fundamental shifts in how people relate to financial decisions.

Nine Months Later

Sustained Behaviour Change

The real test comes here. When stress hits, do people revert to old patterns? Many of our 2024 participants report maintaining new financial habits even during difficult periods because they understand the psychology behind their impulses.

Eighteen Months On

Long-Term Integration

By this point, changed thinking becomes automatic. People make financial decisions aligned with their actual values without constant effort. They report feeling less anxiety and more confidence—not because their income increased, but because they developed a healthier relationship with money itself.

Where Learning Actually Happens

We run our programs from Castle Hill because we wanted a space that feels comfortable rather than corporate. People share vulnerable stories about money here. The environment needed to support that openness.

colinthyra learning space designed for open financial conversations

Collaborative workshop environment at colinthyra Castle Hill location

Start With A Conversation

Our next intake begins in September 2025. Before anyone enrolls, we have an honest discussion about whether this approach makes sense for where you are right now. Sometimes it doesn't, and we'll tell you that.

Get In Touch